We’re very proud of the long-term relationships we build with our customers, many of whom come back to us when they need additional capital. You should still try — you’ll usually receive a lower interest rate if you can qualify. Unlike bank lending, our financial experts walk you through the loan process to make sure you have a full understanding of our loan process. On the flip side, if you have an established, low-risk business with a long track record of healthy profits, it doesn’t make sense to expect a rock-bottom rate from most on-line lenders when you would be a good candidate at a large bank. You’ll need to be a member, though requirements are often as simple as living in a specific area. Additional start-up Resources The Personalized experience you deserve and the start of a long-term relationship We know that every business—and every business owner—is unique. airs range from 5.99% to 32.99%.